WHAT IS "OBAMACARE" OR THE HEALTH CARE LAW?

The health care law, sometimes called “Obamacare” or “The Affordable Care Act,” makes health insurance more affordable for millions of people. The law also includes important benefits for all Americans, like: you can stay on your parents’ health insurance plan until age 26, insurers can no longer deny you coverage if you have a pre-existing condition, women can get birth control free with no copay, and many more.

The law also states that most Americans must have health insurance. Most people who don’t get insurance will have to pay a fine, but millions of Americans will get help paying for their insurance plan.

The open enrollment period to sign up for insurance in the Marketplace ended on January 31, 2016.

What does this mean for you if you still want to enroll?

The next open enrollment period in the Marketplace will run from November 1, 2017 through January 31, 2017. If you didn’t sign up by January 31, 2016, you have to wait until the next enrollment period unless you have a qualifying life event, such as getting married, having a child, or losing insurance coverage.

Many people may qualify for low-cost or free health insurance through Medicaid and CHIP (Children’s Health Insurance Program). Enrollment in these programs is open all year round. Eligibility for Medicaid varies from state to state. To find out if you are eligible for low-cost or free health insurance, check out our cost calculator.

Click another question below, or enter your zip code in the form at right to find out which plans include Planned Parenthood.

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