WHAT DOES THE LAW MEAN FOR ME IF I DIDN'T ENROLL BY JANUARY 31, 2016?

Although the open enrollment period for Marketplace plans has closed, you can sign up for insurance outside the annual open enrollment period if you experience a life event that qualifies you for a special enrollment period. Qualifying life events include things like a change in family size because you got married, lost coverage due to divorce, or had a child; moving to a new area with new health care options; or losing your insurance coverage (e.g., if you graduate and lose student health coverage or lost job-based insurance). You can also enroll in low-cost or free health coverage through Medicaid or CHIP at any point during the year if you qualify.

You might be wondering how you're going to be able to afford it. Under the law, millions of people are eligible for very low-cost or free coverage through Medicaid (if they reside in a state that expanded Medicaid) or qualify for financial help to buy a plan through the Marketplace.

In fact, most individuals making less than $16,395 who live in a state that expanded Medicaid will qualify for Medicaid. Most individuals that live in a state that did not expand Medicaid and make between $11,770 and $47,080 per year (families of four making between $24,250 and $97,000) will get financial help.

And don’t worry; you don’t have to choose your insurance plan alone. Help is available online, on the phone, or in person to help you find a plan that meets your needs and your budget.

Insurance plans have a "network" or list of providers where you can use your insurance, and Planned Parenthood is included as a provider in many plans. If you want to have Planned Parenthood as an option for care, make sure you choose a plan that includes us as a provider. Note that if you have Medicaid coverage, you can use your coverage at Planned Parenthood – regardless if we are in-network. To find out which plans include Planned Parenthood, use our plan finder tool.


Click another question below, or enter your zip code in the form at right to find out which plans include Planned Parenthood.

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